9:41 85
MV
Good morning, Mila Virtanen
Monday, July 13
Today Week Month
SAFE TO SPEND 42,60 € of 68,00 € today
25,40 € spent on track tomorrow 68,00 €
Snapshot
Balance, available & bills
BALANCE
1 597,22 €
across 3 accounts
AVAILABLE
1 408,22 €
after unpaid bills
DAYS LEFT
18
to payday
BILLS LEFT
189,00 €
2 unpaid
Activity See all
Last 7 days
TODAY
13
−25,40 €
42,60 € under limit
K-Market
Groceries
−12,40 €
Home
Safe to spend

Today's pocket, at a glance.

The signature safe-to-spend gauge turns income, bills, and goals into one clear number: what you can spend today without falling behind.

A fuel-gauge arc that drains as the day is used
A pace-marker for the time left in the period
Switch between today, this week, and this month
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MONTHLY
July 2026
Projected balance · Jul 31
2 980,00 € 420,00 €
Available today · 1 240,00 €
0 €500 €1 000 €1 500 €
Income Bills due Planned Jul 1 — Jul 31
INCOME VS SPENDING 13 of 30 days
63% committed 1 740,00 € projected to spare
All
Everything
one view
Incoming
5 150 €
0/2 received
Recurring
3 210 €
21 unpaid
Planned
930 €
budgets + daily
Incoming income
What you expect this month — tap a row to mark received.
Received so far
2 750,00 €
1 of 2 sources
Still expected
2 400,00 €
of 5 150,00 € total
Monthly
Whole-month view

See the month before it happens.

The monthly projection lays out income, recurring bills, and planned spending across the weeks ahead, so surprises stop being surprises.

Past, current, and future months in one place
Weekly breakdown of what’s left to spend
Know the shape of the month on day one
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Recurring bills
Scheduled bills and savings — tap a row to mark paid.
Paid
904,00 €
3 of 4 bills
Still due
48,00 €
1 unpaid
All Unpaid Paid
EXPENSES Add
BILLS & UTILITIES 952,00 €
Rent – W
Paid Jul 1 · Danske – W
−850,00 €
Electricity – ALL
Overdue · day 14 · Nordea – S
−48,00 €
Broadband – W
Paid Jul 6 · Danske – W
−35,00 €
Phone – S
Paid Jul 10 · Nordea – S
−19,00 €
Planned & daily
Category budgets, then your day-to-day spending.
Spent
179,01 €
of 900,00 € budgeted
Left to spend
720,99 €
all on track
Monthly
Recurring bills · mark paid

Never get surprised by a bill again.

Every recurring expense sits in one list with its date and amount. Mark each one paid as it clears, and the month stays honest.

Rent, utilities, and subscriptions, all tracked
One-tap mark-paid, no edit screens
Bills are counted against the month automatically
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Budget
Free to allocate each month
1 073,71 €
5 150,00 € income · 4 076,29 € committed
COMMITTEDFREE
4 076,29 € · 79% 1 073,71 € · 21%
of your 5 150,00 € monthly income
Bills
Recurring & fixed
62% 3 176,29 €
Variable
Flexible spending
17% 900,00 €
Savings
Goals & funds
0% 0,00 €
Free
Unallocated
21% 1 073,71 €
Expenses
4 076,29 €
bills + variable
Income
5 150,00 €
2 sources
Savings
0,00 €
0 goals
Add recurring expense
BILLS & UTILITIES 371,29 €/mo
Kela
Nordea – S · Day 1
−38,00 €
/MO
Synsam – S
Danske – W · Day 1
−16,29 €
/MO
Budget
Savings plans & trips

Save toward the goal on purpose.

Set a savings plan and watch it fill. Add a one-off boost on a good month, and give trips their own fund so the holiday is already paid for.

Savings plans with clear progress
One-off boosts when you’re ahead
Trips & trip fund, saved for deliberately
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You Together
SAFE TO SPEND 620,00 € of 800,00 € this month
Snapshot
JOINT BALANCE
1 800,00 €
across 2 accounts
FREE TOGETHER
620,00 €
joint cash + budget
M O
Otto owes you
since Jul 1
128,00 €
Home
Shared money

Pooled, or personal & shared.

Budget as a household in one shared pot, or keep personal pockets alongside a shared one. You / Together gauges, pool tags, a holding account, and settle up keep everyone clear.

Pooled or personal-and-shared modes
You / Together gauges, side by side
Holding account and settle up, no scorekeeping

And the details that keep it honest.

Variable budgets

For the spending that moves month to month: groceries, going out, the rest.

Custom categories

Rename and re-colour categories to match how you actually spend.

Private by design

No bank login required. You enter two numbers; your data stays yours.

English + Suomi

Fully bilingual, switchable any time.

iOS, Android & web

The same budget, wherever you check it.

Calm by default

No shame, no urgency. Just clarity, with animations that respect your motion settings.