Personal + shared budgeting

Know what’s
safe to spend
— every day.

Tracks your spending by day, week, and month, solo or shared, so you stay on track and reach your goals.

No bank login Built for two English + Suomi
9:41 85
MV
Good morning, Mila Virtanen
Monday, July 13
Today Week Month
SAFE TO SPEND 42,60 € of 68,00 € today
25,40 € spent on track tomorrow 68,00 €
Snapshot
Balance, available & bills
BALANCE
1 597,22 €
across 3 accounts
AVAILABLE
1 408,22 €
after unpaid bills
DAYS LEFT
18
to payday
BILLS LEFT
189,00 €
2 unpaid
Activity See all
Last 7 days
TODAY
13
−25,40 €
42,60 € under limit
K-Market
Groceries
−12,40 €
Home
Safe to spend €42 today
The real problem

You’re not bad with money. You just can’t see where it goes.

Decent income, and still empty by the 20th. It’s rarely willpower. Spending is invisible until it’s already happened.

How it works

From invisible to in control.

01

See it

Type in your take-home pay and balance. Prsperous shows what’s safe to spend today.

02

Stay on pace

Track by day, week, and month, and see the whole month before it happens.

03

Reach the goal

Recurring bills, savings plans, and trips all stay in view, so goals get reached.

9:41 85
MONTHLY
July 2026
Projected balance · Jul 31
2 980,00 € 420,00 €
Available today · 1 240,00 €
0 €500 €1 000 €1 500 €
Income Bills due Planned Jul 1 — Jul 31
INCOME VS SPENDING 13 of 30 days
63% committed 1 740,00 € projected to spare
All
Everything
one view
Incoming
5 150 €
0/2 received
Recurring
3 210 €
21 unpaid
Planned
930 €
budgets + daily
Incoming income
What you expect this month — tap a row to mark received.
Received so far
2 750,00 €
1 of 2 sources
Still expected
2 400,00 €
of 5 150,00 € total
Monthly
9:41 85
You Together
SAFE TO SPEND 620,00 € of 800,00 € this month
Snapshot
JOINT BALANCE
1 800,00 €
across 2 accounts
FREE TOGETHER
620,00 €
joint cash + budget
M O
Otto owes you
since Jul 1
128,00 €
Home
Built for two, not just one

Money’s clearer when you can both see it.

Households and couples get shared visibility: You / Together gauges, pooled or personal-and-shared modes, and mark-paid on recurring bills.

You / Together gauges for personal and shared money
Pooled, or personal pockets plus a shared pot
Mark bills paid and settle up without the spreadsheet
What you get

Everything in view, before the month gets away.

Safe-to-spend

Today’s pocket at a glance.

Whole month

See it before it happens.

Bills · mark paid

Never get surprised again.

Savings & trips

Save toward it on purpose.

All features
9:41 85
Budget
Free to allocate each month
1 073,71 €
5 150,00 € income · 4 076,29 € committed
COMMITTEDFREE
4 076,29 € · 79% 1 073,71 € · 21%
of your 5 150,00 € monthly income
Bills
Recurring & fixed
62% 3 176,29 €
Variable
Flexible spending
17% 900,00 €
Savings
Goals & funds
0% 0,00 €
Free
Unallocated
21% 1 073,71 €
Expenses
4 076,29 €
bills + variable
Income
5 150,00 €
2 sources
Savings
0,00 €
0 goals
Add recurring expense
BILLS & UTILITIES 371,29 €/mo
Kela
Nordea – S · Day 1
−38,00 €
/MO
Synsam – S
Danske – W · Day 1
−16,29 €
/MO
Budget
9:41 85
Recurring bills
Scheduled bills and savings — tap a row to mark paid.
Paid
904,00 €
3 of 4 bills
Still due
48,00 €
1 unpaid
All Unpaid Paid
EXPENSES Add
BILLS & UTILITIES 952,00 €
Rent – W
Paid Jul 1 · Danske – W
−850,00 €
Electricity – ALL
Overdue · day 14 · Nordea – S
−48,00 €
Broadband – W
Paid Jul 6 · Danske – W
−35,00 €
Phone – S
Paid Jul 10 · Nordea – S
−19,00 €
Planned & daily
Category budgets, then your day-to-day spending.
Spent
179,01 €
of 900,00 € budgeted
Left to spend
720,99 €
all on track
Monthly
Make it yours

Six themes. One clear number.

Pick a palette and the whole app follows. This page too.

Your pick is remembered on this site.

9:41 85
MV
Good morning, Mila Virtanen
Monday, July 13
Today Week Month
SAFE TO SPEND 42,60 € of 68,00 € today
25,40 € spent on track tomorrow 68,00 €
Snapshot
Balance, available & bills
BALANCE
1 597,22 €
across 3 accounts
AVAILABLE
1 408,22 €
after unpaid bills
DAYS LEFT
18
to payday
BILLS LEFT
189,00 €
2 unpaid
Activity See all
Last 7 days
TODAY
13
−25,40 €
42,60 € under limit
K-Market
Groceries
−12,40 €
Home
The app in Private Ledger Dark

Stay on track. Reach your goals.

See what’s safe to spend today, and every day after.