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Budgeting without a bank connection: why it works
Do you have to hand a budgeting app your bank credentials? No. What PSD2 actually means, what an app can see, and why logging by hand keeps money visible.
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Clarity, in writing.
Notes on seeing your money clearly: product updates, plain-spoken money basics, and how budgeting works when it’s shared.
Sharing money as a couple: three fair models
Split 50/50, in proportion to income, or the same spending money for both? Three ways to share costs as a couple, worked out in euros, without taking sides.
A monthly budget that shows the month ahead
A monthly budget in three steps: bills first, then what's left, and how much that is per day. Plus payday timing and what to do when the month slips.
Where does your money go? Three places you don't see
Money doesn't vanish. It goes where you can't see it: contactless payments, forgotten subscriptions, the end of the month. Here's how to make it visible.
Introducing Prsperous
One clear number: what’s safe to spend today. Why we built Prsperous, and what it does differently.
What "safe to spend" actually means
The gauge on your home screen isn’t a balance. Here’s what it tracks, how the pace marker works, and why there’s no bank connection.
Reading about it is step one.
See what’s safe to spend today, and put the clarity to work.